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Roth Conversion Calculator

Considering converting some of your retirement funds to Roth? With the passage of the “American Tax Relief Act“, any 401k plan that allows for Roth contributions is eligible to convert existing pre-tax 401k balances to an after-tax Roth 401k.

Previously an employer-sponsored plan could only be converted to a Roth IRA.

The Roth 401k conversion amount would be taxable in the year of conversion, but all gains (or growth) would be distributed completely tax-free at retirement. The Solo 401k by Nabers Group allows for in-plan Roth conversions as well.

Is this a good option for you?

A conversion has both advantages and disadvantages that should be carefully considered before you make a decision. This calculator compares two alternatives with equal out of pocket costs to estimate the change in total net-worth, at retirement, if you convert your per-tax 401(k) into an after-tax Roth 401(k). If you have questions, reach out to the Solo 401k experts at Nabers Group and we’ll be happy to help!

Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Solo 401k

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