Have a question? Speak directly with a real Solo 401k expert.
Call 877-SOLO-401k

Text (303) 720-6137

Or use the button below to schedule a call:

Schedule a call with a Solo 401k Expert

Questions and Answers

Can the Solo 401k be ROTH?

Yes! ROTH is a special tax treatment that allows you to not only grow your money tax free, but make retirement distributions tax free as well.

You can have traditional and Roth funds all in one Solo 401k, and your spouse can too. This means it's like 4 retirement accounts in one.

Can the Solo 401k buy real estate?

Yes! And it's better than a self directed IRA because your Solo 401k is exempt from taxes on leveraged real estate profits.

Can I move funds into a new Solo 401k from an IRA or other 401(k)/457/403(b) retirement account?

Yes! Ever since the Pension Protection Act was passed in 2006, you have the ability to do a tax free transfer, or "rollover," of retirement funds from one retirement account to another.

Do I have to own a business to qualify?

You must meet 2 requirements to open a Solo 401k:
  1. Entrepreneurship - This can be working as a freelancer, independent contractor, or business owner. This can be in the form of a sole proprietor or a formal corporation or LLC. Your entrepreneurship can be brand new, part time, or full time.
  2. No full time employees - If you pay yourself a W2 paycheck that's fine, but no outside W2 employees who work 1000+ hours a year.

Can my spouse participate in my Solo 401k too?

Yes, it is possible for your spouse to participate in your Solo 401k, without having to create another Solo 401k plan. He/she will be able to rollover and contribute funds alongside you.

This also means you and your spouse can combine your retirement funds for investments, which is illegal in IRAs.

Do I need a custodian?

No. With a Solo 401k, you can be your own custodian.

Do I need an LLC to get “checkbook control”?

No. Because you don't need a custodian, you also don't need to create a "checkbook control" LLC. Your "checkbook control" feature is built in to your Solo 401k.
This saves you fees, delays, and the potential of getting into compliance trouble as most self directed IRA fraud happens in custodian accounts.

Finally, The Easiest Setup Process At The Lowest Price

How is this possible? We've been in business longer than all other providers. That means we recovered our startup costs before they even started. That gives us the freedom to give you a better price on the most robust Solo 401k in the world.

We've had the first and easiest to use Solo 401k since 2006.

  • It was very simple to perform the steps and get my money in my hands and under my control. And I felt great after I got it finished.
    Account Holder Since 2012
  • I actually feel free and like I will get to retire. I see freedom and joy in the future versus worry and concern.
    Solo401k Client Since 2014
  • I set up my Solo 401k in 2006. The process to setting it up and the support is really great. The thing I really like about Nabers Group is empowering people to take charge of their own circumstances and life and to be responsible.
    Solo 401k Client since 2006
  • My main objective was to take control of my retirement funds, and to feel empowered to invest them the way I wanted.
    Account Holder Since 2011
  • Your commitment to help customer is really appreciated. You always go out of the way to help when in need. So this is a great personal traits, please keep it up. I am glad that I chose your company.
  • Rachel is always thorough and clear to answer my questions! Great people and company to work with. 🙂
    Real Estate Investor
  • You were able to answer all my questions and I think while your competition knows the biz as well….you had actual scenarios to share, deep knowledge, online training and your pricing best in class
  • Support that actually responds in a timely manner AND is also nice in their response…I thought that went the way of the Dinosaur…lol Thank you so much!!!
    Jason S
  • Prior to dealing with Nabers Help Team, other retirement affiliated companies I have worked with have been either unavailable for great lengths of time, slow to never returning calls or emails, and have failed to carry out promised services. Nabers Help Team's amazing service has been a great stress reliever for me. Thanks for everything you've been doing to make retirement what it's supposed to be!
  • Words can’t describe my appreciation for the trail blazing work done by the Nabers Group team and dedication to your program.
    Real Estate Investor
  • I wanted to send a Big, HUGE THANK YOU! I set up my account in 2009... Working with you is like having an extended family. I can now call the Nabers Group team great friends.
    Small-business owner

Recent Blog Posts

Solo 401k: Private Lending Case Study

Does the stock market volatility keep you awake at night with anxiety? Does the possibility of negative bank interest rates seem ludicrous? Those are