Deduct 10X more
with a Solo 401k

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If you work for yourself, the Solo 401k provides more investment options, low fees and contribution limits up to 10X higher than a self directed IRA.

Invest in virtually anything

Your Solo 401k makes you the CEO of your money with access to a full range of investment options so you can grow your money faster.

Real Estate

Long-term rentals
Vacation rentals
Offshore property
Apartment syndications
Crowdfunding
Tax liens
Mortgage notes

Digital Assets

Bitcoin
Crypto-assets (ETH, SOL, etc)
DeFi tokens
Security tokens
DAOs
NFTs
L1s and L2s

Startups

Venture capital
Angel investing
SAFEs
Convertible notes
Crowdfunding
SaaS
Fintechs

Traditional Assets

Stocks
Bonds
Mutual funds
ETF's
Life Insurance
Annuities

Alternatives

Precious metals
Private placements
Private lending
Hedge funds
Offshore investments
Compare Plans

Solo 401k vs
Self Directed IRA

The Solo 401k offers unmatched flexibility and a deduction limit of up to 10X more than an IRA.

Solo 401k
Self Directed IRA
Maximum Tax Deduction
$61,000
$6,000
Easy Administration
Traditional & Roth
Bankruptcy Act Creditor Protection
Tax-Free Participant Loans
Be Your Own Custodian
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When to choose a Solo 401k

When to go with an IRA

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How it works

Setting up a Solo 401k retirement plan is easy and allows for tax-deductible contributions much larger than an IRA or standard 401k. Plus it puts you in control with access to a world of alternative investment options.

Solo 401k Deduction Estimate
See if you qualify and estimate your tax deduction
Open Solo 401k Plan
Open your Solo 401k plan and holding account
Fund Your Solo 401k
Fund your Solo 401k with a rollover or contribution
Claim your tax deduction and invest in alternative assets
App features shown above coming soon.

Free rollovers, roth's & spouse accounts

Your Solo 401k is four accounts in one, and there are no transaction fees or rollover fees.

Spouse Solo 401k
Solo 401k Spouse Account

How much can I deduct?

Contribution limits are based on net earnings from self employment. The more you earn from self employment, the bigger the tax deduction you get for saving and investing for your future.

Select Your Income Range
Solo 401k Loan
App features shown above coming soon.

Take a $50,000 loan instantly

No credit check, no bank—instant approval—all from within your Solo 401k online dashboard.

Watch Your Money Add Up Faster

The difference this can make in your finances is significant due to the effects of larger contributions and a higher growth rate.

Solo 401k vs IRA vs SEP IRA
Solo 401k vs IRA vs SEP IRA

* Illustration assumes net earnings from self employment of $148,000/yr, maximum Solo 401k contributions of $56,000/yr and investment growth of 12%/yr with alternative investments; compared to maximum contributions into IRA of $6,000 and SEP IRA of $37,000 with compound annual growth rate equal to that of S&P 500 in 2000-2018, including dividends, which is 4.83%.

Your legacy awaits. Start building it with a Solo 401k today.

Book a free no-pressure call with a Self Directed Retirement Expert and get answers to your questions about The Solo 401k or Self Directed IRA.

Get the FAQ's on The Solo 401k

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