Solopreneurs

Claim Your $58,000 Tax Deduction

A Solo 401k plan is easy to setup, flexible and can be funded with tax-deductible contributions up to $58K, about 10X higher than an IRA.

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Until 2021 tax year contribution deadline

⚡ See If You Qualify & Estimate Your Tax Deduction

This can include business ownership, full time or part time, freelancing, and/or side gigs.

Do not count yourself, your spouse, co-owners, or independent contractors (1099s).

By completing this form, you agree our Privacy Policy and Terms of Use.

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Who Qualifies For A Solo 401k?

To qualify business owners must meet 2 criteria:

1. You're Self Employed
Full time or part time self employment are both ok. This includes activity that generates income via 1099, Schedule C, Corp, S-Corp, and/or LLC.

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2. No Full-Time Employees
To qualify, you cannot employ others who work 1000+ hours per year and receive a W2. Part time employees, contractors, vendors and spouses are OK.
How It Works

With Nabers, setting up your Solo 401k is easy

Estimate Your Tax Deduction

Answer a few questions about your self and your business to calculate your potential tax deduction. Up to $58,000 ($64,500 if you are age 50 or older).

Create Your Solo 401k Plan

Your self-employed business is the sponsor of the plan. You are the trustee, which appoints you to manage the plan assets.

Open a Holding Account

Open as many holding accounts as you like at virtually any bank or broker. As trustee, only you have authority over the accounts.

Fund the Account

Transfer in funds tax-free from existing accounts, such as IRA, former 401(k), etc. You get free unlimited rollovers and very high contribution limits.

When you claim your tax deduction today you'll also receive these additional benefits 🎉

Easy Online Account Setup

We've been perfecting our online setup process for over 14 years, making it the easiest to use in the world.

Expanded Investment Options

Invest directly in real estate, precious metals, cryptocurrencies, stocks, bonds, ETFs, and much more!

Highest Contribution Limits

The Solo 401k allows contributions of up to $58,000 ($64,500 if you are age 50 or older)!

Take a $50,000 Loan Instantly

No credit check, no bank—instant approval—all from within your Solo 401k online dashboard

Free Qualified Rollovers

We offer free rollovers from another IRA, 401(k), 403(b), 457, SIMPLE IRA, SEP IRA, Keogh, etc.

Stay Fully Compliant

Backed by top tax & legal experts, we guide you through compliance so you can focus on earning and keeping profits.

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"THIS is the place to establish your Solo 401k"
We previously utilized another company to set up our Solo 401k and the support was almost non-existent. How refreshing to find Nabers Group which created a new Solo 401k, has excellent resources available on their website, conducts informative webinars, and is available to respond to any remaining questions. THIS is the place to establish your Solo 401k!
Daniel M
Small Business Owner

Frequently Asked Questions

Yes! Ever since the Pension Protection Act was passed in 2006, you have the ability to do a tax free transfer, or “rollover,” of retirement funds from one retirement account to another.

You must meet 2 requirements to open a Solo 401k:

1) Entrepreneurship – This can be working as a freelancer, independent contractor, or business owner. This can be in the form of a sole proprietor or a formal corporation or LLC. Your entrepreneurship can be brand new, part time, or full time.

2) No full time employees – If you pay yourself a W2 paycheck that’s fine, but no outside W2 employees who work 1000+ hours a year.

Yes, it is possible for your spouse to participate in your Solo 401k, without having to create another Solo 401k plan. He/she will be able to rollover and contribute funds alongside you.

This also means you and your spouse can combine your retirement funds for investments, which is illegal in IRAs.

No. With a Solo 401k, you can be your own custodian.

No. Because you don’t need a custodian, you also don’t need to create a “checkbook control” LLC. Your “checkbook control” feature is built in to your Solo 401k.

This saves you fees, delays, and the potential of getting into compliance trouble as most self directed IRA fraud happens in custodian accounts.

Yes! And it’s better than a self directed IRA because your Solo 401k is exempt from taxes on leveraged real estate profits.

Yes! Your Solo 401k can buy Bitcoin, Ether, Litecoin, Dash, and thousands of other cryptocurrencies. It’s the fastest growing asset class in the world, and you can tap into a market that has grown over 1000% in the past year, using your Solo 401k.

Yes! ROTH is a special tax treatment that allows you to not only grow your money tax free, but make retirement distributions tax free as well.

You can have traditional and Roth funds all in one Solo 401k, and your spouse can too. This means it’s like 4 retirement accounts in one.

Speak with a self directed retirement expert

Our experts are here to help you every step of the way.

Nabers Group is a A+ Better Business Bureau Accredited business with a fanatical dedication to excellence in customer service and lifetime customer support to our accountholders.

Cryptocurrency exchange services are provided by Gemini Trust Company LLC. Securities services are provided by Nabers Wealth LLC.

Copyright © 2021 Nabers Group - All Rights Reserved.

14362 N Frank Lloyd Wright Blvd, Suite 1000 Scottsdale, AZ 85260

⚡ Instantly Estimate Your Tax Deduction

This can include business ownership, full time or part time, freelancing, and/or side gigs.

Do not count yourself, your spouse, co-owners, or independent contractors (1099s).

By completing this form, you agree our Privacy Policy and Terms of Use