Solera Bank: Non-Recourse Loans

Give your retirement investment a boost by leveraging Solera Bank’s commercial lending program. Solera can finance your investment in real estate held in your Self-Directed IRA or Solo 401k.

Connect With Solera Bank To Discuss Your Loan

Solera Bank General Terms and Conditions

(Terms & conditions subject to change)

    • Loan Amount:  Minimum of $50,000
    • Maximum Loan-to-Value:  Up to 65%
    • Interest Rate:  Approx. 5.25% – 6.50% (based on underwriting)
    • Origination Fee:  1.5%
    • Terms:  7/1 Adjustable Commercial Real Estate loan amortized over 25 years with all interest, principal, taxes and insurance due monthly.
    • Maturity:  Up to 25 years
    • Minimum Requirements: The property must generate sufficient net operating income (rents minus operating expense) to exceed loan payment by at least 25%. Minimum cash reserves must be maintained in your retirement account held at Solera National Bank.


Solo 401k

No setup fee
What You Get

Use the chat on the bottom right or call us at (877) 765-6401