For many real estate investors, leverage is a key factor to their plans for profits – leverage in the form of mortgage financing. When you introduce mortgage financing into Self Directed IRA ownership of real estate, a special tax called Unrelated Business Income Tax (UBIT) ... Continue Reading
Solo 401(k)’s most touted feature is its uniquely large annual contribution limits ($49k – $108k). A lesser known feature may be just as useful for some: participant loans. What is a participant loan? A Solo 401(k) participant can borrow up to either $50,000 or 50% of ... Continue Reading
Conventional Tax Strategies for Real Estate Many real estate investors boast of their tax strategy as involving one or more of the following: Depreciation – This is a tax concept where the property owner pretends that his property is decreasing in value. For residential re ... Continue Reading
If you talk to the average CPA, he’ll tell you that UBIT is the boogeyman and is to be avoided… always. Discussing this topic with an above average CPA (such as Eric Wikstrom of Integrated Wealth Strategies) yields different advice. The Two Types of UBIT Triggered f ... Continue Reading
You heard it right: a FREE Solo 401k from Nabers Group. This is a contest, and you have a good chance of winning. I estimate that 98% of my readers will not even try to win. It’s a phenomenon: people think “Oh too many others will enter the contest and my odds wonR ... Continue Reading
This is quite a simple concept so this post will be very brief. Our weak economy has brought very high inflation: as high as 13% over the past year. Future dollars are worth much less than dollars today. With a Solo 401k you can make tax-deductible contributions to your retirem ... Continue Reading
Suggested reading: World Wealth Report This annual report examines the behavior of high net worth individuals (HNWIs) – those with over $1 million in investable assets. I believe this report is skewed a bit because it is based on survey data of Merrill Lynch clients around ... Continue Reading
In addition to saving money in a tax favored account, a Self Directed Solo 401k enables you to invest in virtually anything. Unknown to most people, retirement accounts and stock market investments do not have to go hand in hand. While the stock market only represents a small fra ... Continue Reading
The stock market implosion of 2008 has millions of Americans feeling financially helpless. Yet individuals who are investing their 401k & IRA money in ventures outside the stock market are singing a different tune. Janice and Jack Stoddard, real estate professionals in Ark ... Continue Reading
We’ve just relaunched solo401k.com on this blogging platform to allow for regular information updates and easy navigation. Use the categories at the bottom of the page to learn more about the world’s most powerful investment vehicle – the Solo 401k! Subscribe ... Continue Reading